🏦 Dharmavir Sambhaji Urban Co-op. Bank Ltd. aims to promote the habit of saving and provide financial services. The bank offers various deposit accounts to suit different financial needs.
Savings Account
Key Savings Scheme & Interest Rate
A simple and secure way to develop a regular saving habit.
| Scheme Name | Interest Rate | Applicable To |
|---|---|---|
| Regular Saving Scheme | 2.70% (Regular) | Eligible savings account customers |
Savings Account
General Features & Services
Savings Account
How to Open a Saving Account
Indian citizens aged 18 and above are eligible. Minors may open accounts through parents or legal guardians.
Verify Eligibility
Confirm that the applicant meets the applicable eligibility criteria.
Submit Application
Complete the account opening form with accurate customer information.
Provide Documents
Submit valid government-recognized identity, address and PAN documents.
Initial Deposit
Make the applicable initial deposit and maintain the required minimum balance.
Documents
Required Documents
Current Account
Current Account
A convenient account for businesses and institutions requiring frequent day-to-day transactions.
Business Friendly
Suitable for proprietorships, partnerships, private and public limited companies and other business entities.
Institutions
Suitable for trusts, associations, societies, clubs, co-operative societies and other eligible institutions.
High Liquidity
Designed for frequent deposits and withdrawals, subject to applicable RBI regulations and bank limits.
Cheque Book
Cheque book facility is available to support business payments and withdrawals.
Fund Transfer
Interbank transfers can be facilitated through services such as RTGS and NEFT.
No Interest
Current Accounts typically do not earn interest on the balance maintained.
Current Account
Documentation & Key Charges
Recurring Deposit
Recurring Deposit (RD)
A disciplined savings option through small, regular monthly deposits for a secure financial future.
Monthly Installments
Deposit a fixed amount every month at your convenience.
Flexible Tenure
Choose a deposit period according to your financial goal, commonly 12 to 60 months.
Attractive Returns
Earn assured returns on your deposits with interest compounded at regular intervals.
Safe & Systematic
Suitable for salaried individuals, homemakers, small business owners and regular savers.
Maturity Benefits
Receive your total deposits along with accumulated interest at the end of the tenure.
Ideal For
Education planning, festivals, events, short-term goals and low-risk savings.